Topic
Debt Defense
What to do when a debt collector or junk debt buyer sues you in Florida. The rules, the deadlines, and the defenses.
Educational only. Not legal advice. Reading this does not create an attorney-client relationship.
Articles
Portfolio Recovery Associates Sued Me. The Case Was Dismissed Because They Could Not Prove the Debt.
When Portfolio Recovery Associates sued me in Florida, I appeared, answered, and demanded the original documents. PRA could not authenticate them and the case was dismissed. A working lawyer's field report on what happened and why the same gap shows up in most debt-buyer cases.